Loan Calculators are a good way to pre plan for your next used vehicle purchase. Their are many websites on the Internet that offer car loan calculators or lease calculators. One of the easiest ones to use is located here at http://www.financetoday.ca/loan-calculator.html . When using a car loan calculator please keep in mind that you will need to have a general idea of how your credit is and what your interest rate will be. You will also need to know the selling price of the vehicle. It would also be a good idea to know how much money down you are going to want to put as this can make a difference in your monthly payment. Some car loans can also be paid bi-weekly, semi-monthly, or weekly. This of course will depend on the credit and lender approving the financing. Car loan calculators usually don’t account for dealer fees, extended warranties, finance charges, or any extra insurances on the purchase so when you use the car loan calculator leave some room for these items. I would suggest filling out an application for a car loan first. Once you complete the application and get a conditional car loan approval in place, this will allow you to shop for a vehicle in your budget. you can always subscribe to auto finance news for the latest on these topics.
Just my 2 Cents
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