Car loans in general have gained quite a bad reputation let alone obtaining one from a dealership that offers loans to people who have bad credit. The reality is, a lot of people are never taught some fundamental and critical personal finance information they need to succeed. And after making a few financial mistakes, anyone can spiral into serious debt.

This is why dealerships like Auto Loans Calgary & Finance Today exist. Here are a few benefits of applying for a used car loan with companies like them.

1. Free Credit Counselling Consultation

Companies like Auto Loans Calgary & Finance Today offer free consultations where a real person sits down with you and talks about your past credit, what it means for your financial position today and how you can improve it. They really care about helping out their customers and seeing them become financially stable because if this happens, everyone wins.

2. Guaranteed Approval

Maybe you’ve never had a credit card or taken out a loan so you have no credit history to show potential lenders that you are reliable. Or maybe, you’ve had too many credit cards, weren’t sure on the interest rates or when you had to pay off your balance, which then resulted in a mountain of debt you couldn’t pay back. It doesn’t matter. Whether you have no credit history or bad credit history, if you apply for a used car loan with Auto Loans Calgary or Finance Today, you are guaranteed to get approved. Your worries are officially over.

3. Improve Your Credit

Not only are you guaranteed a used car loan, Auto Loans Calgary and Finance Today give you an avenue for credit improvement. You can learn once and for all how payments work, what interest rates mean to your balance and how much you have to pay each month. By educating yourself and making payments on-time, you are given the chance to completely turn your credit around and finally become financially healthy.

If you’re ready to put your credit mistakes behind you and start working toward a financially successful future, visit Auto Loans Calgary or Finance Today, fill out an application and get approved for the car and financial help you’ve been waiting for.